Accelerated Investment Group
AIG Broker HubCalifornia OnlyCall: (661) 489-5363
For Brokers • California Only • Direct Private Money

Hard-to-Place Loans Don’t Need a Longer Process—They Need a Better One.

When a file is “hard to place,” it usually isn’t because the borrower has no options—it’s because traditional lenders can’t move fast enough, or they can’t underwrite the real story: As-Is equity, serviceability, and a clear exit strategy.

Accelerated Investment Group (AIG) is your California funding ally for broker-referred private money. We’re built to help you protect your relationship and your reputation—fast feedback, clean expectations, and a realistic path to “yes” (case-by-case).

Fast-Track Reality Check (What We Underwrite First):
We review the subject property’s As-Is equity, the borrower’s serviceability, and a clear exit strategy. Underwriting is case-by-case. All loans are subject to the marketability, quality & condition of the subject property for approval.*
California OnlyBroker-FriendlyPrivate Money (Hard Money)Case-by-Case

Not a commitment to lend. Program guidelines subject to change without notice; some restrictions apply. All loans are subject to the marketability, quality & condition of the subject property for approval.*

Built for Brokers

You keep the client relationship. We help you move the deal forward with a streamlined referral flow, realistic underwriting, and fast feedback when the fundamentals support it.

Best-Fit Scenarios
  • Hard-to-place files that don’t fit traditional lender boxes
  • Equity-driven purchases and refinances (business purpose, case-by-case)
  • Time-sensitive transactions needing speed and certainty
  • Investor and business-owner strategies with a clear exit plan
Decision Drivers
As-Is equity + serviceability
Speed Lever
Scenario-first review

All loans are subject to the marketability, quality & condition of the subject property for approval.*

The Gap: Why “Hard-to-Place” Loans Stall

Brokers don’t lose deals because they lack relationships—they lose deals when the process creates uncertainty: slow timelines, unclear requirements, and approvals that change late. AIG closes the gap with a practical underwriting lens: As-Is equity, serviceability, and exit strategy—reviewed up front (case-by-case).

Your Broker RealityWhat the Borrower NeedsHow AIG Closes the Gap
The file doesn’t fit traditional guidelines.A lender that can underwrite the real story.We start with As-Is equity, serviceability, and the exit strategy (case-by-case).
Slow decisions create seller and borrower doubt.Speed + clear next steps.Scenario-first feedback so you can set expectations early.
Requirements change late in the process.Clarity from day one.A streamlined flow focused on essentials—then layered review as needed (case-by-case).
Collateral risk is unclear until appraisal/title review.Underwriting grounded in property reality. Decisions stay tied to real-world marketability.
All loans are subject to the marketability, quality & condition of the subject property for approval.*

Why Brokers Use AIG as Their California Funding Ally

  • Broker-friendly flow — we value broker partners and protect your relationship.
  • Hard-to-place focus across California private money scenarios (case-by-case).
  • Practical underwriting grounded in As-Is equity, serviceability, and exit strategy.
  • Streamlined process — less friction, more clarity, faster movement.
  • One hub to run scenarios, log in to the LOS, and route to Fast-Track product pages.

Broker outcome: faster answers, cleaner expectations, and more closed California private money transactions.
All loans are subject to the marketability, quality & condition of the subject property for approval.*

Fast-Track Menu (California Only)

Click a product below for details. All programs are reviewed case-by-case.

Before You Submit:
The fastest path to a clear answer is a clean scenario snapshot. Focus on: As-Is value, requested loan amount, purpose, serviceability, and the exit strategy. All loans are subject to the marketability, quality & condition of the subject property for approval.*
Fast-Track Rental (DSCR)
CaliforniaInvestorDSCR
  • DSCR 1–4 Unit Rentals
  • DSCR 5+ Unit Rentals
1–4 Unit DSCR5+ Unit DSCR
Commercial / Specialty
CaliforniaBusiness PurposeCase-by-Case
  • Commercial & Industrial
  • Special Purpose & Mixed-Use
Commercial & IndustrialSpecial Purpose / Mixed-Use
Land (Fast-Track)
CaliforniaAs-Is EquityTiming
  • AG Land Loan
  • Vacant Land
AG LandVacant Land
Broker Workflow
ScenarioPortalFast Feedback
  • Run a scenario for a verbal indication of interest
  • Login to submit and track the file through the broker LOS
Run a ScenarioBroker LOS Login

Not a commitment to lend. Program guidelines subject to change without notice; some restrictions apply. All loans are subject to the marketability, quality & condition of the subject property for approval.*

Submission Requirements (Broker Snapshot → Clear Next Steps)

The fastest way to get a clear answer is a clean snapshot. Run a scenario first, then submit via the portal.

Borrower & Identification
  • Complete 1003 in MISMO 3.4 format (required)
  • Credit report (full) within 60 days (No Minimum FICO required)
  • Valid Driver’s License
  • Social Security Card or ITIN Card (only if available)
  • LOE confirming funds are for business purposes only (if cash-out applies)
Loan Snapshot (Recommended)
Include: property address/APN, estimated As-Is value, requested loan amount, transaction purpose, timeline, vesting, and the exit strategy (refi/sale/other).
Property Documentation
  • Fully Executed Purchase Agreement (if applicable)
  • Most recent mortgage statement (refinances)
  • Insurance declaration page (if applicable)
  • Any existing appraisal or valuation support (case-by-case)
Submit Up Front (For the Fastest Answer):
  • As-Is value estimate and why it’s supportable
  • Requested loan amount and purpose
  • Serviceability summary (how payments will be supported)
  • Exit strategy (clear and realistic)
Broker Workflow
Run a scenario → submit via LOS portal → receive conditions/next steps (case-by-case).

All loans are subject to the marketability, quality & condition of the subject property for approval.*

AVERAGE TURN TIMES

INITIAL MLDS/UW

StageTurn Time
New Files1–2 Business Days (case-by-case)
Conditions1–2 Business Days (case-by-case)

Closing

StageTurn Time
CTC MLDS Issuance1 Business Day (case-by-case)
Loan DocsSchedule at least 1–2 business days out from signed CTC MLDS

All loans are subject to the marketability, quality & condition of the subject property for approval.*

Entity Requirements (If Applicable)

If vesting in an LLC, Corp, Trust, or Estate:

  • EIN confirmation
  • Articles of Incorporation
  • Operating Agreement or Trust Certificate
  • Authorized Signer documentation (application must be signed by the authorized person)

Broker Shortcut: Run a Scenario, Get a Clear Indication of Interest

Move faster by leading with the essentials: As-Is equity, serviceability, and the exit strategy. If the fundamentals fit, we’ll outline next steps (case-by-case).

Subject line: AIG – Broker Scenario Request

All loans are subject to the marketability, quality & condition of the subject property for approval.*

Include: property address/APN, As-Is value, requested loan amount, purpose, serviceability notes, and the exit plan.

AIG Broker Hub FAQs

What does AIG focus on first when reviewing a scenario?

We focus on As-Is equity, the borrower’s serviceability, and a clear exit strategy. Underwriting is case-by-case.
All loans are subject to the marketability, quality & condition of the subject property for approval.*

Is AIG available outside California?

No. AIG is California only.

How do I refer a client quickly?

Click Run a Scenario for a quick indication of interest, then submit and track through the broker LOS portal.

Do you offer multiple product types?

Yes—AIG offers Fast-Track options including DSCR rentals, commercial/industrial, special purpose/mixed-use, AG land, and vacant land. All are reviewed case-by-case and subject to collateral marketability/condition.

Important Program Disclosure

California Only • Private Money / Hard Money • Broker-Referred
All loans subject to underwriting and collateral review, including appraisal/valuation support as applicable and marketability review. Not a commitment to lend. Programs, rates, and other terms and conditions are subject to change without notice; some restrictions apply.

All loans are subject to the marketability, quality & condition of the subject property for approval.*

Company NMLS: 2633929 • DRE# 02241664 • 5330 Office Centre Ct, Ste 49, Bakersfield, CA 93309 • Phone: (661) 489-5363

© 2026 Accelerated Investment Group. All rights reserved.